Maybe you're shopping and want to know exactly how much you will be financed for, or you’ve picked your car and see yourself happily driving away only to be told: “Great choice, but you need a cosigner to get financed.”
Many first-time buyers need parents or close relatives to cosign their loans, The ironic thing? Most can afford the payments but don't have a credit history. And many don't know what they can pay before shopping. Buying a car is complicated and confusing, with options, fees, add-ons. Knowing what you can pay can simplify it ... a lot.
Pre-approval by Suretys and our PlusOne policies help you shop and buy confidently---you'll negotiate like a pro. You'll know what you can pay and be financed for. You won't need to ask, plead with, or sweet-talk a parent or favorite uncle. Most important, you can do it completely on your own. Our app is easy, gives approval decisions in about 10 minutes and it's mobile-friendly so you can do it wherever, whenever.
Suretys serves first-time buyers who can afford monthly payments and shouldn't be denied an auto loan or lease based solely on a credit bureau's score. In fact, we started the company because our founder was one of those people when he went to lease a car in his early 20s. He had to get a cosigner. Now we want to solve this problem for you.
Getting a car is a big step in your life.
Let's make it easy, not awkward.